NHIA Mandates Health Insurance for Gig Economy Workers

The National Health Insurance Authority (NHIA) has issued a directive requiring ride-hailing and logistics firms in Nigeria to ensure that their workers are enrolled in health insurance schemes by May 15, 2026. This move aligns with the NHIA's mandate under the National Health Insurance Act of 2022, which aims to make health insurance compulsory for all Nigerians.

The NHIA's directive specifically targets location-based transport and food delivery platforms, emphasizing the need for independent contractors and self-employed individuals to have access to health insurance coverage. The agency has warned that failure to comply with these health insurance obligations could result in violations of the NHIA Act of 2022.

This initiative comes amid growing concerns regarding the welfare and social protection of gig economy workers, particularly ride-hailing drivers and dispatch riders, who often bear healthcare costs without employer-backed insurance. The NHIA's actions are part of a broader federal government effort to achieve universal health coverage in Nigeria.