Nigerian Private Sector Credit Rises to N75.8 Trillion in December 2025 - CBN Data Shows Modest Rebound

In December 2025, private sector credit in Nigeria increased to N75.8 trillion from N74.63 trillion in November, reflecting a modest rebound in lending activities towards the end of the year. The Central Bank of Nigeria (CBN) released data showing an increase in lending momentum, influenced by recent monetary policy actions.

Despite the month-on-month gain in December, the credit level remained below the peak of N78.02 trillion recorded in December 2024, indicating that lending has not fully recovered to the levels of the previous year. The fluctuation in private sector credit between N72 trillion and N78 trillion throughout 2025 reflects the volatile financial conditions in the country.

Additionally, the net domestic credit, measuring total lending to the government and private sector, rose sharply to N110.05 trillion in December 2025 from N100.98 trillion in November, indicating a significant increase in borrowing activities across the economy.