Sterling HoldCo Reports 99% Profit Growth and Reduced Cost-to-Income Ratio in 2025 Financial Results

Sterling HoldCo, a prominent financial holding company in Nigeria, has announced impressive financial results for the 2025 fiscal year. The company's interim financial report showcases a remarkable 99% growth in profits, with a reduced cost-to-income ratio from 72% in 2024 to 63% in 2025. Sterling HoldCo's gross earnings stood at N476.5 billion in 2025, marking a 46% increase from N326.82 billion in 2024. The company attributed this growth to improved operational efficiency, a focus on cost control, and robust revenue growth.

Furthermore, the group's total assets surged to N3.92 trillion in 2025, representing a 14% increase from N3.54 trillion in 2024. Sterling HoldCo also strengthened its capital position, with shareholder funds increasing by 39% to N424.0 billion. The company has met the Central Bank of Nigeria's recapitalization requirements ahead of the March 2026 deadline, demonstrating its commitment to financial stability and growth.