Zenith Bank Reports NGN 1.26trn PBT, Doubles Dividend

Zenith Bank PLC announced its financial results for the year ending December 31, 2025, reporting a profit before tax (PBT) of NGN 1.26 trillion, despite a 5% drop in profit due to regulatory clean-up efforts. The bank's gross earnings increased to NGN 4.19 trillion, a 6% rise from NGN 3.97 trillion in 2024, primarily driven by a 35% increase in interest income, which reached NGN 3.7 trillion.

The bank's asset quality improved, with a non-performing loan (NPL) ratio of 3.8% as of December 2025, down from 4.7% in 2024. The coverage ratio remained robust at 173%.

The board proposed a final dividend of NGN 8.75 per ordinary share, alongside an interim dividend of NGN 1.25, totaling NGN 10.00 per share for the financial year, representing a 100% increase from NGN 5.00 in 2024. Dame Dr. Adaora Umeoji, the Group Managing Director and CEO, emphasized the bank's commitment to delivering superior shareholder returns and maintaining a strong capital and liquidity position.