Zenith Bank Reports 16% Surge in Gross Earnings to N3.4tn in Q3 2025

Zenith Bank Plc released its unaudited financial results for the nine months ending September 30, 2025, showing a 16% year-on-year growth in gross earnings to N3.4 trillion, compared to N2.9 trillion in Q3 2024. The bank's sustained growth in interest income, driven by a high-yield rate environment, supported by a healthy net interest margin of 12%.

Despite a 38% decline in non-interest income, the bank's profit before tax stood at N917 billion, down from N1.00 trillion in September 2024. Zenith Bank also took measures to improve the quality of its loan portfolio, with total assets growing to N31 trillion in September 2025.

Customer deposits rose to N23.7 trillion, while gross loans declined to N10 trillion. The bank's non-performing loan ratio improved to 3%.