Access Holdings Shifts Focus to Value Creation Strategy

Access Holdings has shifted its strategy from acquisition-led growth to focusing on value creation after two decades of expansion. As of the end of 2025, the Group reported total assets of ₦51.56 trillion.

While the Group's profit before tax exceeded ₦1 trillion and its cost-to-income ratio improved from 56.7% to 51.7%, the return on average equity fell from 21.6% to 18.4%. This decline is attributed to higher impairment charges as the Group increased provisions on legacy loans and previously covered exposures.

The management has communicated to shareholders that the central aim is to deliver stronger earnings per share and generate returns on equity that consistently exceed the cost of capital. The Group's focus is now on optimizing the performance of its existing businesses rather than pursuing further acquisitions, indicating a strategic pivot towards improving profitability and managing credit risks effectively.