Access Holding Reports N1 Trillion Pre-Tax Profit in 2025

Access Holding's pre-tax profit reached a record N1.007 trillion for the full year ending December 31, 2025, compared to N867 billion in 2024, marking a 16.16% year-on-year increase. This impressive profit growth was primarily driven by strong performance in both interest and non-interest income, particularly a 152% year-on-year growth in fair value foreign exchange gains amounting to N1 trillion.

However, earnings per share declined by 19.33% year-on-year to N13.48, attributed to a 16% increase in shares outstanding from 53.318 billion in 2024 to 45.868 billion. The overall bottom line performance was influenced by a combination of factors, including gross earnings of N5.529 trillion, driven by strong interest income.

Access Holding's total assets grew to N52 trillion, supported by a 53% increase in customer deposits. The year began with a share price of N21, closing at N27 in April, representing a year-to-date return of 28.6%.