Access Holdings Reports ₦1.01 Trillion Profit Before Tax

Access Holdings Plc announced a profit before tax (PBT) of ₦1.01 trillion for the financial year ending December 31, 2025, representing a 16.2% increase compared to the previous year. This performance reflects the resilience of its business model and improved earnings quality despite operational challenges in the economic environment.

The group's net interest income rose to ₦1.36 trillion, while net fee and commission income climbed by 40.9% to ₦585.1 billion, highlighting the growth in diversified revenue streams. The company improved its cost efficiency, with a cost-to-income ratio declining from 56.7% to 51.7%.

The management, led by Group Managing Director and Chief Executive Officer Innoc C. Ik, emphasized the strength of Access Holdings' franchise and its long-term strategy.

The total assets grew by 24.3% to ₦51.57 trillion, and customer deposits increased by 53.4% to ₦34.56 trillion. The company anticipates improved macroeconomic conditions to support credit growth and higher transaction volumes.