Afreximbank Reports $1.15 Billion Profit for 2025

Afreximbank announced a profit of $1.15 billion for the year 2025, equivalent to approximately N1.5 trillion, marking an increase from $973.5 million in 2024. The bank's interest income rose to $3.16 billion, slightly higher than the previous year's $3.05 billion, driven by a steady lending expansion with loan advances reaching $34 billion, up from $29 billion.

Non-interest income also improved, with net fees and commissions rising to $188.2 million. Total assets increased to $42.2 billion, reflecting a 19.9% year-on-year growth.

Despite concerns raised by Fitch Ratings regarding the bank's sovereign loan book, particularly in relation to Ghana's restructuring, Afreximbank demonstrated resilience with strong fundraising capabilities. The bank's dividend payout for the year was N466 billion, alongside a special dividend of N67 billion, indicating a steady return to shareholders.

Fitch Ratings had downgraded Afreximbank's rating to BBB with a negative outlook due to rising concerns about its loan portfolio.