Afreximbank Reports N1.5 Trillion Profit for 2025

Afreximbank announced a profit of N1.5 trillion (around $1.15 billion) for the year 2025, an increase from N1.3 trillion in 2024. This growth is attributed to improved earnings performance, particularly in interest income, which reached N4.2 trillion.

The bank's lending capacity expanded significantly, with loan advancements hitting N45 trillion, up from N38.9 trillion the previous year. Non-interest income also improved, contributing to an operational income of N101.3 billion.

Total assets rose to approximately N56.7 trillion, reflecting a 19.9% year-on-year increase. However, total liabilities increased to N45 trillion, with borrowings at N21 trillion to support loan advancements.

The bank's net income was reported at N1.07 trillion, despite earlier concerns regarding global rates affecting its credit profile. Fitch Ratings downgraded Afreximbank's rating in June 2025, citing concerns over its sovereign loan book, particularly related to Ghana's loan restructuring.