Guaranty Trust Holding Company Reports N879.9bn PBT in Q3

Guaranty Trust Holding Company Plc released its Unaudited Consolidated and Separate Financial Statements as of September 30, 2026, to the Nigerian Exchange Group and London Stock Exchange. The Group reported a Profit Before Tax of N879.9 billion, a 2.3% decrease from N900.8 billion in Q3 2025.

This performance was supported by year-on-year growth in interest income (5.0%), fees and commission income (1.4%), and trading income (3.1%), despite an N87.9 billion fair value loss. Total Assets increased by 3.5% to N18.37 trillion, while Shareholders’ Funds reached N3.5 trillion.

The Capital Adequacy Ratio remained strong at 34.2%. Asset quality improved, with IFRS 9 Stage 3 Loans at 4.0% and a Cost of Risk of 0.9%.

Deposit liabilities rose by 8.6% to N13.98 trillion, and Profit After Tax was N614.6 billion, impacted by changes in Companies Income Tax regulation. Segun Agbaje, Group Chief Executive Officer, emphasized the Group's focus on sustainable value and adapting to new technologies.