Nigerians Purchase $3.1 Billion Airtime on Credit

Nigerians and other users bought $3.1 billion worth of airtime on credit, according to Optasia's financial statement. The airtime advance granted to telecom operators rose to $3.18 billion in 2025 from $2.83 billion in 2024, reflecting a 12.3% increase.

The airtime credit service represents a service fee charged on airtime credit, amounting to $3.176 billion in 2024. Despite the growth in dollar terms, the naira's value rose at a slower pace due to exchange rate fluctuations.

Africa accounted for 94% of total airtime credit disbursed, with a record $2.99 billion in 2025. Optasia's nano loan service also saw significant growth, with transactions worth $2.30 billion in 2025, doubling from the previous year's $967.9 million.

The company's revenue rose by 75.5% to $265.36 million in 2025, with Africa being the largest revenue source, contributing $234.81 million.