Optimus Bank Reports 73.53% Growth in Earnings

Optimus Bank has demonstrated significant growth in its financial performance for the year ending December 31, 2025, with gross earnings increasing by 73.53% to ₦50.67 billion, up from ₦29.20 billion in 2024. This growth is driven by enhanced core banking activities and improved asset yield, alongside a notable increase in customer adoption across key segments.

The bank's operating income surged by 82.02% to ₦42.75 billion, while profit before tax rose by 69.94% to ₦24.14 billion, showcasing its ability to convert revenue growth into stronger profits. Optimus Bank's balance sheet stood at ₦286.02 billion, with gross loans increasing by 137.19% to ₦118.16 billion, reflecting robust credit support for businesses.

Customer deposits reached ₦114.12 billion, indicating sustained customer confidence. The bank maintains a liquid ratio of 101.52%, providing room for business growth.

Ademola Odeyemi, Managing Director and Chief Executive Officer, stated that the bank's performance reflects its resilient business model and commitment to a technology-driven, customer-centric approach.