UK Government Issues Pension Claim Rules for Nigerians Abroad

The UK government has published guidance for individuals who have worked or lived abroad, particularly relevant to Nigerians who have relocated to the United Kingdom under the japa wave. Eligibility for the State Pension while living abroad is contingent upon having paid sufficient UK National Insurance contributions.

Claimants must be within four months of their State Pension age to initiate the process, which can be done by contacting the International Pension Centre or submitting an international claim form. Those with work history in other countries may also be eligible for overseas state pensions.

Payments can be made into a bank in the recipient's country of residence or into a UK bank account, with specific requirements for overseas accounts. Payments are subject to conversion charges and can be received every four or 13 weeks.

Notably, payment delays may occur due to US federal holidays affecting processing.