Moniepoint Loans Exceed $700M, Women Get 36% Share

In 2025, Moniepoint disbursed more than $700 million in loans to micro, small, and medium-sized enterprises, with three out of every four borrowers receiving their first formal business loan. The company's 2025 Impact Report, titled ‘Creating Financial Happiness,’ reveals that businesses receiving Moniepoint loans experienced a 36% increase in average transaction value and supported over eight million jobs.

Notably, lending to women-owned businesses surged by over 300%, with women comprising 36% of the total loan portfolio, significantly higher than the industry average of 15% to 25%. The report indicated that 62% of surveyed women entrepreneurs accessed formal business credit for the first time through Moniepoint.

The fintech utilizes proprietary transaction data to evaluate borrowers' cash flows and creditworthiness, allowing it to serve businesses often overlooked by traditional banks. Moniepoint's payments infrastructure also contributed to financial inclusion, with customers completing transactions worth over $170 million.

The company employs over 3,300 people across 10 countries and was recognized among TIME’s 100 Most Influential Companies in 2025.