UK Allows Savings for Family Visa Instead of Salary

The UK government has confirmed that starting in 2026, foreigners applying for a family visa will be able to use personal savings as an alternative to the standard income requirement, which is typically based on a salary of approximately £29,000 (around ₦58.5 million). According to official guidance, applicants can qualify by demonstrating cash savings exceeding £16,000 (approximately ₦32.3 million) above this threshold.

This adjustment allows those without regular employment earnings to meet the financial requirement through adequate savings. Other recognized sources of income include employment income before tax and National Insurance contributions, self-employment earnings, pension payments, and non-work income such as dividends or rental earnings.

Self-employed applicants must calculate their income based on the six months preceding their application. The financial requirement can be based on the combined income of partners or parents, allowing income from either the applicant or the UK-based family member.