Optimus Bank's PBT Soars 70% to N24.14bn in 2025

Optimus Bank announced a remarkable 70% increase in profit before tax (PBT), reaching N24.14 billion for the fiscal year ending December 31, 2025, compared to the previous year. The bank's gross earnings climbed by 73.53% to N50.67 billion, up from N29.20 billion in 2024, largely due to the success of its digital-first strategy, which has gained traction among Nigerian consumers.

The bank's operating income also saw a significant rise of 82.02%, totaling N42.75 billion. Ademola Odeyemi, the Managing Director and Chief Executive Officer of Optimus Bank, expressed pride in the bank's performance, attributing the success to a resilient business model and disciplined risk management.

The bank's gross loans increased by 137.19% to N118.16 billion, highlighting its commitment to supporting small and medium-sized enterprises. Optimus Bank's balance sheet stood at N286.02 billion, with customer deposits of N114.12 billion, indicating growing public trust.

The bank maintains a liquid ratio of 101.52% and aims to deepen customer relationships while leveraging technology for innovative financial solutions.