Access Holdings Reports N1.01 Trillion Profit in 2025

Access Holdings announced its audited financial results for the year ending December 31, 2025, revealing a profit before tax (PBT) of N1.01 trillion, a 16.2% increase from the previous year. The company's equity climbed 15% to N4.33 trillion, indicating a significant shift in its corporate evolution and aggressive expansion strategies.

The bank's subsidiaries contributed 97% of total revenue, showcasing resilience despite a volatile global operating environment. Notably, net fee and commission income surged by 40.9% to N585.1 billion, demonstrating the success of its non-bank verticals.

The cost-to-income ratio improved from 56.7% in 2024 to 51.7% in 2025. Innoc Ik, the Group Managing Director and CEO, emphasized a focus on long-term value creation and maintaining momentum beyond the N1 trillion profit threshold.

The total assets increased by 24.3% to N51.57 trillion, with customer deposits growing by 53.4% to N34.56 trillion. The report highlights Access Holdings' commitment to sustainable growth and enhancing financial access across Africa.