Fidelity Bank's Earnings Surge 45%, Shareholders' Funds Exceed N1tn

Fidelity Bank Plc announced a 45% increase in gross earnings for the financial year ending December 31, 2025, reaching N1.5 trillion compared to N1.04 trillion in 2024. The bank's net interest income rose to N831.3 billion from N629.7 billion in the previous year, indicating stronger earning capacity amid rising interest rates.

Interest income from assets increased by 38.7% to N1.11 trillion, while non-interest revenue also performed well, rising 44.7% to N113.36 billion. The bank's total assets grew by 18.6% to N10.46 trillion, driven by a 16.1% increase in customer deposits.

Shareholders' funds exceeded N1 trillion, increasing by 21.1% to N1.09 trillion, bolstering the bank's capacity for larger transactions. Fidelity Bank's investment assets expanded significantly, and the bank raised N259 billion through a private placement in December 2025, enhancing its capital position above the Central Bank of Nigeria's minimum requirement.